Full subscription visibility — without switching how you pay.
Cledara controls software payments through virtual cards, with strong fit for UK and EU SMBs. ClearSpend gives you complete subscription visibility in minutes — auto-discovered from Gmail, Drive, Slack, and the cards you already use, including invoice-paid tools.
7-day free trial. No credit card required.
ClearSpend vs Cledara, side by side
Both bring your software spend under control — Cledara through the payment card, ClearSpend through automatic discovery across every channel.
| Capability | ClearSpend | Cledara |
|---|---|---|
Auto-discovery from Gmail, Drive, Slack & cards | Primarily via its own virtual cards | |
Finds invoice- & wire-paid subscriptions | Limited (card-paid focus) | |
Time to first insight | Under 5 minutes | Set up per app + card issuance |
Renewal alerts | ||
Unused license & seat detection | Add-on module | |
Issues virtual payment cards per tool | ||
AI spend tracking across providers | ||
Ask Claude or ChatGPT via MCP server | ||
Start with no financial onboarding / KYC | ||
Best fit | Teams wanting fast, complete visibility across all spend | UK/EU SMBs wanting card-based payment control |
Pricing | Free trial, then simple plans | Paid plans + optional add-on modules |
The honest verdict
Cledara is a strong platform. Here's where each tool genuinely fits.
Cledara is the right call when…
- You want to route every software payment through a dedicated virtual card you can limit or cancel in one click.
- You're a UK or EU based SMB and want GBP/EUR-native, FCA-authorised billing.
- Card-anchored payment control matters more to you than surfacing invoice- or wire-paid tools.
ClearSpend is the right call when…
- You want every subscription auto-discovered from Gmail, Drive, Slack, and cards — including invoice- and wire-paid tools.
- You need your first insight in under 5 minutes, without changing how you pay or bank.
- You want AI-spend visibility and to query your stack from Claude or ChatGPT via the MCP server.
- You'd rather start free, with no financial onboarding, and prove value before committing.
Common questions about ClearSpend vs Cledara
What is the main difference between ClearSpend and Cledara?
Cledara is a UK-built SaaS management and payments platform that issues a virtual card per subscription to control software payments, with strong fit for UK and EU SMBs. ClearSpend auto-discovers every subscription from Gmail, Google Drive, Slack, and company cards — including invoice- and wire-paid tools — giving complete visibility in under five minutes.
Does ClearSpend issue virtual payment cards like Cledara?
No. ClearSpend focuses on discovering and tracking spend rather than issuing payment cards. It reads spend signals from Gmail, Google Drive, Slack, and your existing company cards, so you keep your current cards and banking while gaining full subscription visibility.
Can ClearSpend find subscriptions paid by invoice?
Yes. Because ClearSpend discovers spend from Gmail, Google Drive, and Slack in addition to company cards, it surfaces subscriptions paid by invoice or wire — spend that card-anchored tools like Cledara can miss.
Is ClearSpend a good fit for US companies?
Yes. ClearSpend works for teams anywhere and connects directly to Gmail, Google Drive, Slack, and your cards. Cledara is FCA-authorised with GBP and EUR native accounts and is strongest for UK and EU SMBs.
Can I query my SaaS spend with AI?
Yes. ClearSpend provides a read-only Model Context Protocol (MCP) server, so you can connect Claude or ChatGPT and ask about subscriptions, renewals, and spend in natural language. Cledara does not offer an equivalent AI-assistant integration.
Who should use Cledara instead of ClearSpend?
Companies that specifically want to route software payments through dedicated virtual cards — issuing, limiting, and cancelling a card per tool — and are UK or EU based SMBs may prefer Cledara's card-native approach.
Find out what your company is actually paying for. It only takes 2 minutes.
7-day free trial. No credit card required.
7-day free trial. No credit card required.
7-day free trial. No credit card required.